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The Parable of The Two Debtors

(Luke 7:41-50)

The passage in Luke 7:41-50 reads:

There was a certain creditor who had two debtors. One owed five hundred denarii’s, and the other fifty, and when they had nothing with which to repay, he freely forgave them both. Tell Me, therefore, which of them will love him more?”

Simon answered and said, “I suppose the one whom he forgave more.”

And He said to him, “You have rightly judged.” Then He turned to the woman and said to Simon, “Do you see this woman? I entered your house; you gave Me no water for My feet, but she has washed My feet with her tears and wiped them with the hair of her head. You gave Me no kiss, but this woman has not ceased to kiss My feet since the time I came in. You did not anoint My head with oil, but this woman has anointed My feet with fragrant oil. Therefore I say to you, her sins, which are many, are forgiven, for she loved much, but to whom little is forgiven, the same loves little.”

Then He said to her, “Your sins are forgiven.”

And those who sat at the table with Him began to say to themselves, “Who is this who even forgives sins?”

Then He said to the woman, “Your faith has saved you. Go in peace.”

This is The Parable of the Two Debtors. This is found within the context of the woman who washed Jesus’ feet with an alabaster flask. This is a well known story in the Gospels, and we are going to draw out some points.

At this time, Jesus was residing at the house of a Pharisee leader. The Pharisees liked Jesus coming round to their place. Being leaders in the Jewish faith, they were very important people in society and were mostly very devout. They spent their whole life doing the things of God.

Imagine if I was an international speaker who had two hundred and fifty speaking engagements a year. At night, you could watch me on Christian TV in every country. Let us say, I had twenty bestselling books. In other words, I was one of the most well known and loved speakers in the world. My sermons brought you so much understanding and my books brought you tears of joy. What if I was that person and I came to your house to share some time with you, discussing anything that you chose to bring up and answering any of your questions? Wouldn’t you be very impressed with my company and be very happy I was there? This is similar to how Simon, the Pharisee, was feeling with Jesus as a guest in his house.

Jesus was very humble. Today, many Christians condemn the Pharisees and say bad things about them, but the Pharisees thought they were doing the best they could and were far more devout with their own faith than many Christians are today. At that time, Jesus was at Simon’s house. Then, the most well known prostitute in town burst into the house and started washing Jesus’ feet.

Let us look at the parable, from verse 37-38: And behold, a woman in the city who was a sinner, when she knew that Jesus sat at the table in the Pharisee’s house, brought an alabaster flask of fragrant oil, and stood at His feet behind Him weeping; and she began to wash His feet with her tears, and wiped them with the hair of her head; and she kissed His feet and anointed them with the fragrant oil.

Many people say that she was a prostitute, because of what the Pharisees said in verse 39, Now when the Pharisee who had invited Him saw this, he spoke to himself, saying, “This Man, if He were a prophet, would know who and what manner of woman this is who is touching Him, for she is a sinner.”

They believed that this woman was making Jesus unclean: she should not be touching Him. Under the Jewish law, He should have rebuked her! The Pharisees thought, “If this Rabbi is really who he says he is, he should stop this nonsense! It was disgusting and He is asking for trouble. If He was really a prophet He would know who she is and He would have nothing to do with her, but would tell her to stop making Him unclean.”

Actually, I gave you a few more words than were recorded in the Bible. I just expanded on the thoughts of Simon, and this is where the parable kicks in, verse 40, “And Jesus answered and said to him...”

You might wonder, what did Jesus answer? Simon did not even speak; he merely thought, but here we see that Jesus answered his thought. It is very interesting; people ask me saying, “How do you speak to Jesus in visions?” And I answer them and say, “I speak in thoughts.”

Jesus did not answer the thought directly; instead, He told a parable. “Simon I have something to say to you,” and so Simon said “Teacher, say it.”

Simon called Jesus “Teacher” as sign of respect, because even though Simon was thinking bad thoughts about Jesus, anyone who is learned in the things of God is very open to someone who is more learned.

A teacher of the Word of God is someone you want to listen to even if you disagree with some points that they say. So, showing respect, he said “Teacher, say it.” Jesus was the guest in Simon’s home and so anything Jesus had to say, he wanted to hear it. Jesus said in verses 41-43:

There was a certain creditor who had two debtors. One owed five hundred denarius, and the other fifty, and when they had nothing with which to repay, he freely forgave them both. Tell Me, therefore, which of them will love him more?” 

Simon answered and said, “I suppose the one whom he forgave more.” 

And He said to him, “You have rightly judged.”

In the Parable of the Vineyard, it was mentioned that a denarius is equivalent to a day’s wages. This means that one debtor owed five hundred days wages and the other one owed fifty days wages. A good wage in Australia for a pretty good job is two hundred dollars a day. Five hundred days wages is therefore one hundred thousand dollars; and fifty days wages is ten thousand dollars.

Jesus asked, “Who will love him more?” and Simon answered, “The one who he forgives more.” To this, Jesus agreed, “You have rightly judged.”

Imagine a situation. Someone loaned you a hundred thousand dollars to buy a house. Later, you lost your job and consequently, you were about to lose your house. Then you appealed to the person to give you more time to pay the debt and he says, “Don’t worry about it. Just keep the money, friend. It’s fine, keep your house.”

There is nothing you would not do for that friend who forgave your debt! You would baby sit their children, you would work for them in their company for free. You would do anything for them and you would be in tears because you would not be able to repay.

And so, in verses 44-50, then He turned to the woman and said to Simon, “Do you see this woman? I entered your house; you gave Me no water for My feet, but she has washed My feet with her tears and wiped them with the hair of her head. You gave Me no kiss, but this woman has not ceased to kiss My feet since the time I came in. You did not anoint My head with oil, but this woman has anointed My feet with fragrant oil. Therefore I say to you, her sins, which are many, are forgiven, for she loved much, but to whom little is forgiven, the same loves little.” 

Then He said to her, “Your sins are forgiven.”

And those who sat at the table with Him began to say to themselves, “Who is this who even forgives sins?”

Then He said to the woman, “Your faith has saved you. Go in peace.”

We sometimes hear of a drug dealer or a gang leader or former high priestess witch who have now become Christians and their testimonies are so compelling. What makes these people’s stories so compelling is that they are stories from deep dark depravity to the saving light of Jesus.

The good news of this parable is that everyone can be forgiven by Jesus Christ and every person that comes to Him receives salvation. Yet, the point of this parable is similar to the parable of the prodigal son. The dirtier you lived your life, the more it seems the celebration is in Heaven when you find Jesus.

In this book, I have shared with you my many years of addiction to the sex industry and I had often wondered why my love for Jesus was just so much more devoted than many Christians I knew. The Holy Spirit has pointed to the words of Jesus in this parable. The fact that I have been forgiven for so many sins makes my love for Jesus deeper than other people. It is just such a large debt and yet I know that He has fully forgiven me.

Many people look at sex addicts, the heroin dealers, the drug lords and even the poor homeless people and think that these people are so hard to bring to Jesus, but the opposite is true. The more depraved that you are, the more tender and broken your life is and the more you will respond to the love of the Savior.

I personally believe that this woman who wept at the feet of Jesus was His devoted friend Mary Magdalene as she first gave her life to Jesus. Later on she became Jesus’ follower and may have even financed His ministry out of the money that she had.

This parable is deeply personal for me to share and one of my all time favorites.

I have met people with a passion and love for Jesus similar to mine who have sinned very little in their life compared to me, so please do not get disheartened thinking that you need to be a terrible sinner to love Jesus a lot. We are all in different stages of sin and God has no favorites in His Kingdom.



To read more about Matthew Robert Payne or to know how to book him to speak at your church click on my name Matthew Robert Payne